New York contains over 11 million licensed drivers in addition to a perpetual stream of tourists that constantly populate the state. Prior to moving it is important for potential residents to familiarise themselves with the laws regarding licensing, registration and auto insurance in New York.
Automobile insurance is required to register your vehicle in New York. There are a number of provisions required including injury protection, which costs $50,000. This is used to pay medical expenses as quickly as possible in case of an accident. To protect you against the claims of other drivers there is property damage and bodily injury liability and there is coverage which offers protection against injuries sustained by uninsured drivers.
The minimum requirements are kept low so that most residents are able to drive with permission. It is recommended that some add-ons are purchased, as the basic property damage coverage is often dwarfed by the cost of a car.
New residents must get a New York state license within 30 days of residence. Usually you will have to give up your out-of-state license, and you must present proof of your date of birth and of your identity. No tests need to be retaken, but vehicles need to be registered as well.
A good suggestion is to explore online for free quotes and comparisons of different insurance plans. It is important to look at some different options because with just a little study you will find the perfect company to give you your ideal auto insurance in New York.